Payment Methods
Stripe, PayPal, Polar, Mollie, Kelviq, Skrill, CoinPayments, Paystack, Razorpay, CeyPay, native payments and access codes compared: regions, currencies, recurring, crypto.
Subscriby supports eleven payment options. You can enable as many as you like per project, and subscribers see only the ones whose currency matches the plan they're buying.
Side-by-side comparison
| Provider | Region / focus | Recurring | Currencies | Crypto | Product sync |
|---|---|---|---|---|---|
| Stripe | Global (42 countries) | ✅ | 138+ fiat | — | ✅ |
| PayPal | Global (200+) | ✅ | 24 fiat | — | ✅ |
| Polar | Global, merchant of record (120+ countries) | ✅ | 36 fiat | — | ✅ |
| Mollie | Europe | ✅ | 29 fiat | — | ❌ |
| Kelviq | Global, merchant of record (90+ countries) | ✅ | 137 fiat | — | ✅ |
| Skrill | Global (131 countries) | ❌ | 42 fiat | — | ❌ |
| CoinPayments | Global crypto | ❌ | 18 coins / chains | ✅ | ✅ |
| Paystack | Africa (7 markets) | ✅ | NGN, GHS, ZAR, KES, USD | — | ❌ |
| Razorpay | India + global | ✅ | 100+ fiat | — | ✅ |
| CeyPay | Sri Lanka crypto | ❌ | LKR + USDT (5 chains) | ✅ | ❌ |
| Native currencies | Inside the platform | ❌ | The platform's own | — | ❌ |
| Access Codes | No gateway | ❌ | Any | — | ❌ |
Jump to a provider
Stripe
42 countries · 138+ currencies · recurring · cards / Apple Pay / Google Pay / Link / wallets
The broadest global coverage. Deep Stripe Connect integration — no keys to paste.
PayPal
200+ countries · 24 currencies · recurring
Trusted global brand. Good for audiences allergic to entering card numbers on strange sites.
Polar
Merchant of record · 120+ countries · 36 currencies · recurring
Polar collects the payment, handles sales tax and VAT and pays you out, including where Stripe will not onboard you. One access token; the webhook registers itself.
Mollie
Europe · 29 currencies · recurring · iDEAL / SEPA / Bancontact / cards / PayPal
The methods Europe pays with, with renewals on the mandate the first payment leaves. One API key, nothing to register.
Kelviq
Global · merchant of record · 137 currencies · recurring · cards / wallets / local methods
Kelviq collects the payment, handles sales tax and VAT, pays you out in 90+ countries and chases a failed renewal itself. One Server API Key; the webhook registers itself.
Skrill
131 countries · 42 currencies · one-time only
Alternative to PayPal. Easier approval in some regions.
CoinPayments
Bitcoin + USD stablecoins · 18 chains · one-time only
The global crypto option. Supports TRC20, ERC20, BEP20, Polygon, Solana, and more.
Paystack
7 African markets · recurring · NGN, GHS, ZAR, KES, USD
Best-in-class for Nigerian, Ghanaian, Kenyan, South African audiences.
Razorpay
India-first · 100+ currencies · recurring · UPI / netbanking / cards
Essential for Indian audiences. UPI AutoPay powers recurring.
CeyPay
Sri Lanka crypto · USDT across 5 chains · one-time only
For Sri Lankan creators wanting to accept USDT with LKR settlement.
Native payment methods
Platform-native · the platform's own currency · one-time only · bot only (no portal)
Frictionless in-app purchases. Meets Apple / Google digital-goods policies.
Access Codes
No gateway · any currency · single-use
Hand-out codes for offline sales, giveaways, or gated plans.
Key rules you should know up front
You can enable many providers per project. Subscribers see each provider as an option at checkout — the more you enable, the more likely they find one they trust.
Recurring vs. one-time. Only Stripe, PayPal, Polar, Mollie, Kelviq, Paystack and Razorpay support automatic recurring billing. Skrill, CoinPayments, CeyPay, native platform currencies, and Access Codes are one-time only. If you need recurring, pick one of the first six.
The portal vs. the bot. The web portal supports every provider except a platform's native currency (processed by the platform itself) and Access Codes (has its own dedicated Use Access Code button). The bot supports all eleven. Tailor your sharing strategy accordingly.
Don't know where to start?
Head to Choosing a payment provider for a decision-tree walkthrough based on your subscribers' location, the currency you want to charge in, and whether you need recurring billing.
Related
- Payment methods setup (creator guide) — end-to-end setup across providers.
- Currency conversion — how multi-currency pricing and display works.
- Transaction fees — how Subscriby calculates its per-transaction cut.
How is this guide?
Last updated on
Connector Roadmap
Which connectors are live, which are on the way, which plans they will need, and what coming soon commits us to.
Choosing a Payment Provider
Two questions decide it: do you need automatic recurring billing, and where do your subscribers live? A short decision tree across all eleven providers.